How the system is built
A product-level view — what you can do, how funds flow, what protects you, and what Zap Pilot connects to.
Zap Pilot sits between you and the DeFi market as a disciplined autopilot. You stay in control of your wallet; Zap Pilot watches the market, prepares moves, and asks you to sign when it's time to act.
What you can do
Hold your assets in your own wallet.
There is no Zap Pilot deposit address and no smart contract that takes custody. You keep S&P 500 exposure, BTC, ETH, and stablecoins in the wallet you already use.
Choose your strategy posture.
Pick the disciplined three-pillar allocator out of the box, or set your own preferences for how aggressively the portfolio rotates between risk-on and risk-off regimes.
Let the system rotate allocations for you.
When the macro regime shifts, Zap Pilot prepares a rebalance bundle that brings your portfolio back to its target allocation. You receive a notification, review the bundle, and approve.
Withdraw at any time.
Because the assets never leave your wallet, withdrawing is just sending — no exit queues, no unbonding periods, no protocol-level lockups imposed by Zap Pilot.
How funds flow
Zap Pilot is best understood as three cooperating layers, each with a clear job:
Aggregates DeFi market data.
Continuously gathers prices, on-chain activity, sentiment, and yield-venue performance across the assets the portfolio touches. Nothing here moves money — it only watches.
Translates the market into a target allocation.
Applies the regime rules — long-term trend, sentiment, ETH/BTC relative strength — and produces a target weight across the three pillars (S&P 500, BTC + ETH, stablecoins). Strategy logic is fully rules-based: no discretion, no overrides.
Turns the target into wallet-signed execution.
When the target diverges from your current allocation, the execution layer prepares the required wallet transactions. Wallets with atomic-batch support sign one all-or-nothing bundle; wallets without it approve and execute the prepared calls sequentially.
What protects you
Non-custodial by construction
Zap Pilot never holds your keys, never takes custody of your assets, and never asks for standing approvals. Every move requires a fresh signature from you, and you can stop using the product at any time without recovering anything — your funds were always in your wallet.
Risk is isolated by design:
- You sign every rebalance. No automated bot can move funds on your behalf. If you ignore a signal, nothing happens.
- Each bundle is reviewable. Before signing you can see exactly what the transaction will do. There are no hidden legs.
- No pooled vault. Your allocation is independent. There is no shared contract that, if compromised, drains everyone.
- Strategy and execution are separable. If you stop trusting the strategy, you keep your assets. If you stop trusting the product entirely, you keep your wallet.
What Zap Pilot connects to
Wallets you already use.
Any standard externally-owned account works. Wallets that support modern atomic-batch standards get a single-signature, all-or-nothing rebalance; wallets without that support fall back to sequential approval and execution transactions from the same EOA.
Where your assets actually sit between rebalances.
- Tokenized S&P 500 for the equity pillar.
- BTC and ETH held directly, with relative-strength rotation between them.
- Stablecoins for the defensive leg, optionally parked in conservative yield venues so idle capital still earns a baseline.
The specific venues evolve as the DeFi landscape changes; what stays fixed is the three-pillar shape of the portfolio.
The signals that drive decisions.
- Long-term trend — a moving-average filter that decides whether risk assets are above or below their long-term regime line.
- Market sentiment — a fear-and-greed reading used to dial risk down when the market gets euphoric.
- In-crypto rotation — ETH/BTC relative strength to decide which crypto leg leads when crypto risk is on.
Inputs come from established public market-data providers; nothing in the strategy depends on a private oracle or a custom price feed.
Honest status
The signing experience is rolling out gradually. The strategy engine and the bundled-execution model are in place; the in-app flow that hands you the prepared bundle for one-click signing is the last mile still being polished.